Helping you get to where you'd rather be

CA have managed to engage across almost all of our Australia wide offices providing employees and members with personal advice and service with excellent feedback. We have been particularly impressed with their commitment to customers, great service and information provided to stay on top of market trends in their industry – attributes which are also vitally important to our company.

As a fairly new client to CA Financial, I would strongly endorse both their employee benefit services and personal planning services and suggest a partnership is likely to bring benefits to any company which would be welcomed by both management and employees.

The clear advice and direction Mike has provided us so far has yielded a clear set behaviours and strong understanding of what we need to do in order to set our lives up for the short term and long term.

We are both very satisfied with Michael has done for us and I will be recommending him to our friends, family and colleagues for any like guidance/advice.

CA Financial Services has been handling our superannuation fund since the mid 1980s. During that time we have received excellent service and advice from Guy Cotter and his team and would recommend them to any small business looking for personalised service.

I have been a client of Thomas Cotter from CA Financial Service for seven years and have found his advice and knowledge to be exemplary.

Thomas has developed an investment plan to suit my needs and is always on hand to follow up with advice.

I have always felt that I am treated with respect and despite not having the biggest portfolio, nothing is ever a problem for him when dealing with me.

Thomas is not just my financial advisor but is someone I have confidence in and can trust.

Sharon and I have been clients of CA Financial for over six years now, and we are very happy that we made the change. It is always a pleasure to visit Mark, Jess and the team for our regular investment updates, and the annual CA investor night with Dr Shane Oliver is a highlight of a cold winter.

We are completely comfortable with the style of consultation and advice that we receive, and very happy that our superannuation and other investments are being handled so well by Mark. Would we recommend CA and Mark to other investors? Most definitely!

Alison and I have been extremely pleased with the service and advice we have received from CA Financial Services Group since becoming clients in mid-2015. 

What we particularly like is the very personal approach and time taken by our advisors Guy and Tom to get to know us so as to fully understand our circumstances and aspirations for the future, thus providing us with considerable comfort and confidence on the advice provided.

The advice we have received is always well tailored to our circumstances, straightforward to understand, and sets out the various options, benefits and risks to consider. Importantly, their approach to fees has been extremely reasonable, aiming to minimise the impact on our cash flows by ensuring that fees and commissions are recovered through the product itself where possible. 

Guy Cotter introduced himself to me on Martin Place, Sydney in 1983 and after talking with him I opened my first AMP Endowment Policy.

After 41 years, Tom Cotter is preparing my transition to retirement.

This long association with CA Financial Services is a testament to the confidence and special personalised relationship that I have enjoyed with the CA Financial Services team.

Financial planning is not a set and forget proposition.

As you move through life from single, to married, to family, to retirement, the balance between Superannuation, Life Insurance, and Income Insurance are forever changing.

CA Financial Services get to know you and your family, and regularly review your financial plan to minimise your financial risk with insurance and maximise your return from your financial investments.

CA Financial Services have helped me care for my family and achieve a retirement where I can be financial independent.

In 2010 I decided to get some ‘real’ financial advice. Michael sat down with me and presented a clear structure and outcomes-based approach which was driven by my personal goals. In a short period of time I felt tremendously more secure with my financial situation (from insurance to super to personal savings) and saw my big financial goals suddenly become very realistic.

Rather than simply ‘outsourcing’ my financial concerns, Michael has shown me how to actively take control of my financial situation so that I can feel confidence in both my current situation and my future. I will continue to work with Mike on my personal financial goals as my situation changes over time and I am always happy to recommend him to others.

I have been a client of CA Financial Services for over 30 years. My initial dealings were with Cotter & Associates with Thomas's father Guy at the helm.

Over the years I have had the pleasure of meeting and being involved with most of CA's staff. During this time I have been impressed with the work ethic and professionalism shown by them, their knowledge of their industry and their commitment to helping me realise my aspirations and needs as their client.

To me CA has always had a close knit family friendly yet professional atmosphere, it is a company which has adapted to the changing financial times.
After working with Thomas Cotter for the last few years I am more than confidant that he and the CA team will continue to be the people whom I trust to look after my ongoing financial interests.

Over the last two decades, government regulations in regard to superannuation policy have been regularly and frequently altered, generally to the detriment of the policyholder. Like many others, I felt that superannuation was more trouble than it was worth.

When I met Guy Cotter and CA Financial Services in 2001, I had five separate super policies that were the result of work changes. I had no overall financial plan. Guy assessed my requirements and expertly constructed a plan which he has since fine tuned with pleasing results. Guy and the team at CA Financial Services have at all times been highly professional and have given prompt and most courteous service.

I contacted AMP for a financial advisor & they gave me two names, one of which was CA Financial Services. I’d originally thought I would approach both companies and I could then “pick” the best advisor, so to speak. After meeting with Guy at CA the need, or even desire to shop around faded to zero and CA and I got down to refining and re configuring my super for the next 40+ years.

CA was able to bring me up to date with the latest legislation in simple terms and help me reconfigure my super investments to provide the necessary financial support for the future. More importantly they were able to give me a high degree of confidence and comfort that I was on the right track.

Whilst we all have issues relating to the markets from time to time I have been extremely happy with the services of CA and I could not recommend them highly enough.