Your plan
We aim to take our clients from where they are today to where they wish to be, through the various stages of their lives.
Our role at CA is to understand your financial & lifestyle goals, to provide you with a plan – “Your Plan”. Outlined at right are the scoped parts to Your Plan.
After spending time discussing what is important to you and what you are looking to achieve, we will then build “Your Plan”. This will allow you to focus on the specific steps that will assist you to achieve your goals.
Purchase & own your home
For most Australians the purchase of a home and owning it outright is a top priority, “The Australian Dream”. We refer to this as Debt Management. Debt Management can assist in minimising the level and cost of debt, improve cash flow and provide tax benefits.
Build wealth for your ideal retirement
Superannuation is the most tax effective way to accumulate / save money for your retirement. It is the major building block of wealth next to owning your own home.
Protect your lifestyle and the one’s you love
Insure the things you can’t afford to lose. Personal risk insurance ensures you have a financial safety net in the event of death, disability, sickness or accident. Making sure you are able to pay for those everyday expenses including your mortgage, food, clothing or children’s school fees.
Accelerate your wealth with saving, investing and gearing
Non-superannuation savings are a way to accumulate wealth for retirement or other specific lifestyle purposes. Such investments can be in the form of direct investments in shares or rental properties, or indirectly through managed funds or insurance bonds.
Plan the distribution of your wealth
Ensuring your estate goes into the right people is just as important as ensuring that there will be sufficient funds. It is important to get your estate into the right hands at the right time.
Budget, Cash Flow & Tax Planning
One of the first steps towards accumulating wealth is to assess your current level of expenditure. Ensuring that expenses are met in a timely manner will be crucial to creating a healthy habit of saving. This will create opportunities for growing wealth and provide long-term financial security.
Mortgages & Home Loans
For most Australians the purchase of a home and owning it outright is a top priority, “The Australian Dream”.
Superannuation
Superannuation is the most tax-effective way to accumulate & save money for your retirement. It is the major building block of wealth next to owning your own home.
Retirement Planning
The difference between a good and great retirement may depend on contributing more today. How much do you need to put away now to live comfortably during retirement?
Personal Insurance
Insure the things you can’t afford to lose! It is important you are not exposed to financial risk through accident or misfortune as this could jeopardise both your present and future plans.
Investments
Non-superannuation savings are a way to accumulate wealth for retirement or other specific lifestyle purposes. Such investments can be in the form of direct investments in shares or rental properties, or indirectly through managed funds or insurance bonds.
Estate Planning
The right funds, in the right hands, at the right time – It is important that you have a properly drafted will, to ensure that your wishes are clearly expressed in the event of your death.
Budgeting & Taxation
Budgeting is imperative – one of the first steps towards accumulating wealth is to assess your current level of expenditure.
Get started today
Book a complimentary meeting with a CA Adviser to see how we can help you to get where you'd rather be.