Nov 21, 2023 | Insights

Plan Ahead This Christmas

We don’t want to alarm you but… Christmas is next month! If the decorations popping up in stores left, right, and centre are filling you with anticipatory dread, it might be a good time to start planning for the silly season before the chaos ensues in December.


We’re all feeling the pinch of the high costs of living, so try and plan out a realistic budget to follow throughout the holiday season and stick to it the best you can. It might be beneficial to do your grocery shopping at markets or smaller grocers to save some money, buy in bulk where possible and keep an eye out for any bargains.


Take a look at the estimated delivery times for postage for any mail you’re sending to loved ones to make sure they arrive in time for Christmas day, particularly if they’re living overseas. The cut off dates for international postage to arrive in time are typically in mid-November, so be sure to organise it ASAP.

Secret Santa

Secret Santa is a great option to take the pressure off buying gifts for ALL your loved ones (especially those in big families). There are a number of free Secret Santa generator websites (draw namesElfster) that organise it for you by randomising your list and sending all participants their gift buddy via email.

Start early

If you’re hosting friends and family at your house this year, get in extra early and start stocking up the cupboard with non-perishable items like canned goods, food containers, and any festive decorations. This means you’re more likely to avoid the crowds, have extra time to shop the specials and can ease your way into the planning process.

Menu planning

How many people need to be fed? Are there any dietary requirements? If you’re going to someone else’s house, what do you need to bring them? Planning out your menu will show you exactly what items you’ll need, help keep your budget on track and reduce unnecessary food waste.

Travel arrangements

Travelling can be stressful, so if you’re planning to head away over the holidays, figuring out all the logistics in advance will save you a lot of time and energy. This could include any flights, transfers, accommodation or scheduling activities with others you’re travelling with.

So, as the holiday season approaches, it’s time to get an early jump on preparations and help ensure a stress-free time with your loved ones.

Information on this site may be regarded as general advice. That is, your personal objectives, needs or financial situations were not taken into account when preparing this information. Accordingly, you should consider the appropriateness of any general advice we have given you, having regard to your own objectives, financial situation and needs before acting on it. Where the information relates to a particular financial product, you should obtain and consider the relevant product disclosure statement before making any decision to purchase that financial product.

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